Car loan
Work out the monthly first.
For example: Proton X50 RM 79,800, 10% down (RM 7,980), 9 years, 3.5% flat a year = RM 875 a month. Pick a car and change the figures on the board. The bank sets the real rate; we help you apply.
2022 · 28,000 KM · AUTO
RM 79,800
Monthly RM 875
Deposit RM 7,980 · Loan RM 71,820
Send these figures on WhatsAppFlat-rate maths: loan × rate × years = interest; (loan + interest) ÷ months = monthly. The bank sets the real rate; we help you apply.
Seven banks, one application.
We send your documents to the banks that fit your profile. Up to 9 years, from 10% down.
- Maybank
- Alliance Bank
- Public Bank
- RHB
- Hong Leong Bank
- AmBank
- MBSB Bank
From the board to the keys
- 01Pick a car and the figuresChange the deposit and tenure on the board, then send the figures on WhatsApp.
- 02Send your documentsClear photos on WhatsApp are enough for a first check.
- 03We apply to the banksWe send it to the banks that fit and tell you the answer straight.
- 04Sign and transferOnce approved: the hire-purchase agreement, PUSPAKOM B5 and the JPJ transfer are handled by us.
- 05Drive homeThe car is handed over with its 30-day engine and gearbox warranty.
Documents you need
- MyKad copy, front and back
- A valid driving licence
- Last three months' payslips
- Last three months' bank statements
- Latest EPF statement
- Self-employed: SSM registration, six months' bank statements and Form B
Loan questions
What is the minimum deposit?
From 10% of the car price. For the RM 79,800 Proton X50 that is RM 7,980. A larger deposit means a lower monthly.
How long can the loan run?
Five to nine years, depending on the car's age and the bank's approval.
What interest rate will I get?
The bank sets the real rate from your credit profile. The figures on this site use a 3.5% flat rate a year as an estimate. We help you apply to seven banks.
Can you guarantee the loan is approved?
No. Approval is the bank's decision. What we do: check your documents first, send them to the banks that fit, and tell you the answer straight.
Have an old car to put towards the deposit?
Free trade-in valuation